Small Gestures, Big Impact

When we think about impactful giving, we typically think about profound, massive, staggeringly generous gifts. A five-figure check. Giving someone a car. Forgiving someone's loan. The list goes on and on. Think about an example of a profoundly impactful gift. I bet you're thinking of something big.

Though I appreciate and deeply respect these types of large gifts, I firmly believe even small gifts can significantly move the needle in someone's life. While I was stuck in travel hell a few nights ago, three separate instances of small but powerful generosity played out in a short time span.

First, as it was clear that I wouldn't get home that night, my client stepped into the situation and reserved me a hotel room right in the middle of O'Hare Airport. No shuttles. No Ubers. No commute. All I had to do was take a short indoor walk. It wasn't cheap; he didn't have to do that. That single act of generosity changed my outlook on the situation. I couldn't be more grateful for his compassion and generosity in that moment.

An hour later, I'm on my flight from Dallas to Chicago. I'm on the aisle, a young man is in the middle seat, and an elderly man is at the window. I was repeatedly struck by how sweet and generous the middle guy was with the elderly man. The older man had a hard time moving around and had difficulty hearing. This other man spent the flight helping this man navigate the flight (getting up, reaching for things, communicating with the flight attendant, etc.). It was heart-warming. At the end of the flight, the older man shared his sincere appreciation for how well he was served.

At the same time, a third act of generosity happened. Instead of my usual ice water, I decided to treat myself to a bourbon. When the flight attendant asked for my order, I excitedly ordered my bourbon (neat, of course). But she never took my card. About 30 minutes later, when she walked by, I reminded her I still hadn't paid. "Let's not worry about that. This one is on me." Wow! That was so sweet.

Epilogue: I eventually made it home yesterday. My fate was very much up in the air. I had three opportunities to get a standby seat on Saturday and another three on Sunday, but it wasn't looking pretty. However, in another generous act, my client spent part of his Saturday morning scanning airlines for newly available tickets. A single seat opened up on a different airline, and he instructed me to quickly purchase it. Wow, yet another generous act. The day was still an absolute travel disaster (including digging my car out of a snow bank in -25 degree wind chill with no coat, no hat, and no gloves), but my client's continued generosity led to me getting home safely.

Small acts of generosity can completely alter a person's day.....or month.....or life. Don't overlook those opportunities to make a difference.

Perhaps My Wife Should Leave Me

I recently stumbled into an online message board where people submit their monthly budgets for the broader group to provide feedback.

One person's budget included investing 55% of his monthly take-home income to "build wealth." The group loved it! "Way to go!" "Keep up the good work." "Your future is bright." He was lauded and applauded. Hundreds of comments poured in, ranging from congratulations to requests for advice.

Another person shared how he and his wife each bought new luxury cars and live in a mini-mansion in a prestigious gated community. The group loved it! "You earned it." "Enjoy the spoils of your labor." "That's a sign that you're a success." Some people put them on a pedestal. Some people wanted to know their secrets to winning. Others were jealous, but hopeful to one day be there as well.

Then there was another person. This was a middle-class family with an average income and a normal lifestyle. What caught my eye were a few giving categories in his budget. "Church giving," "xyz org giving," and a category that was clearly meant for people in need. He didn't highlight this in his post, but I did the math: his giving totaled approximately 18% of his monthly take-home income.

Do you think he was applauded like the two families above? Haha, of course not! He was utterly skewered. When I saw his budget, I knew exactly what the comments would look like. "You're an idiot." "Bible-beating moron." "Gullible sheep." Some people accused him of neglecting (or even abusing) his family. Some suggested his wife should leave him to find someone to care for his kids, not someone else's kids. 90% of the commenters agreed he was irresponsible and dumb.

I don't know what was going through that original poster's head as he saw the negative comments stream in. But if they know the secret I know, I hope they just sat back and smiled. Generosity always wins. Always. It's true that when we give money away, we have less money. That's a mathematical fact. This family will most likely have less money in the months, years, and decades to come. But they will be richer.....far richer. They will have more joy, more peace, more impact, more contentment, and more meaning. It's a trade-off. We can have the money, or we can have what really matters.

While getting absolutely destroyed by the commenters on that board, my prayer is that someone else was watching. Someone who knows deep down that generosity is the way. Someone who experiences our culture pushing him downstream, but has the urge to swim upstream. I hope this person was inspired by this man's post. Not just inspired, but enough to take action and eventually become the butt of everyone else's jokes.

I may be an idiot. I may be a "Bible-beating moron." I may be a gullible sheep. I may be neglecting my family. Perhaps my wife should leave me. Or maybe I just know a secret: generosity always wins.

The Multiplication of Impact

I had lunch with my friend Rob yesterday. Rob is equal parts intense, passionate, and servant-hearted. He's the kind of guy that will empty his entire life savings to help a stranger on the street.

In addition to his day job, Rob runs an organization in Zambia called Shoulder 2 Shoulder. Food insecurity is one of the most significant issues in Zambia, and his organization tries to attack it in two ways. First, by providing food (to 1,500 households per month). Second, by training sustainable farming techniques. Their model is pretty cool. They teach people how to farm their land, provide them with the necessary inputs to farm it, then buy back a portion of their crop (to give away to other hungry people). With the proceeds from selling their crops back to Shoulder 2 Shoulder, the local farmers can afford to care for themselves and buy next year's farming inputs....and repeat.

Rob and I periodically have lunch to catch up on life/work/family, discuss all things generosity, and for him to update me on his ministry work. These discussions always come with a handout. Rob knows I like tables, data, and charts.....so he never lets me down! As I was scanning the page, something caught my eye. "Rob, what's this?," I asked as I pointed to the text: "Shoulder Water." Rob explained that one of the components of his ministry is to drill freshwater wells in villages so people can have clean water to drink. They've drilled 13 wells in the past few years.

Naive, I asked Rob what people do in villages without these wells. They either walk to a different village and carry back the water, or they simply don't have access to clean water.

Progressively curious, I asked how much these wells cost. $2,000. Wait, for $2,000, all in, hundreds of people will go from having no clean water to having clean water, just like that?!?! Rob, so you're telling me that one $2,000 investment changes hundreds of lives for years to come!?!? Talk about a strong return on investment......holy cow!

I gotta be honest. I'm glad I didn't have my checkbook at lunch yesterday. There's a possibility I would have handed my life savings to him. If $2,000 can permanently change hundreds of lives for years to come, is there actually anything better we could do with our resources?

Impact multiplies. It always does. In this case, however, I can't even wrap my head around the possible multiplication consequences. I immediately told Rob I'd fund one well this month. I'd be dumb not to.

Speaking of multiplication, I have an idea. If my $2,000 gift can help change hundreds of lives by giving people easy access to fresh, clean water, what would happen if others got involved? The nifty little handout Rob gave me yesterday indicated their plan is to fund five more wells by this time next year.

What if we funded all five this month? I just claimed one. Do you want one? Two? Or maybe a partial? What if a handful of us, connected by this silly little blog, banded together to multiply impact for thousands of people on the other side of the world for years to come? What if?

Please hit "reply" to this e-mail if you're interested. It's happening....

“I Don’t Have That Kind of Cash”

As I was navigating the Minneapolis airport last week, I found myself sharing an elevator with a young man on a business trip. Out of the blue, he lets out a string of expletives. Seeing he was upset, I asked him if everything was alright. He explained to me that his hotel reservation for that evening never got finalized. He blamed it on his company's travel system, but in any event, it was 8PM and he didn't have a hotel room. I spent a few minutes brainstorming ideas with him. One of my suggestions (given the late hour) was to personally buy a room and subsequently expense it through his company. After all, they whiffed on him, resulting in an employee without a place to sleep. 

He contemplated this idea briefly, then responded, "That could work, but rooms are like $150. I don't have that kind of cash in my account." Here he was, stranded in an unfamiliar city on a Friday evening without a place to stay, and the only thing standing in the way of a temporary solution was $150……and he didn't have it! I felt so bad for this young man.

As a society, we like to minimize the struggle of others. With our good jobs, big houses, and nice cars, we hear people talk about struggle, and we think to ourselves, "Things aren't that bad." The weather always looks good at the top of a mountain while we watch the rain clouds below us drench the people at the bottom. It's not to say that most people are unsympathetic. I don't believe that to be true. For most, they simply don't know what they don't know. They have a sample size of one: their own experience. Those are the lenses by which they view the world. As such, it's hard for people to recognize what's happening out there.

People are struggling for many different reasons:

• Poor past financial decisions

• Lack of financial literacy

• Inflation

• Layoffs

• Bad luck

• Health issues

• Lack of intentionality

• Lack of discipline

• Debt

• Broken marriages

• Lack of education

• Followed crappy advice

This list goes on and on. Some of these reasons are preventable, and some aren't. But regardless of whose fault it is, their reality is still their reality. I think we have two choices for these people in our lives: 1) We can demean them and treat them as though they deserve whatever they are going through, or 2) We can show empathy, provide a hand-up (not a hand-out!), and walk alongside them. The first causes shame, while the second creates impact.

Please keep your eyes open for struggling people. They are all around us, and based on everything that's going on, it will probably get more challenging in the coming months. Let's show them grace, generosity, and love (with honesty). We can't necessarily prevent them from experiencing tension and pain this time, but we can play a role in helping them survive and build a better foundation for next time.

The Ratchet of Guilt-Driven Giving

On a recent road trip, I pulled off the interstate to grab a coffee at a convenience store. I selected my beans, chose a size, slid my cup under the spout, and then ushered my beverage up to the cash register to pay. The cashier rang me up, then asked if that was all. After confirming, she asked, "Would you like to round up your purchase to help xyz organization?"

"No thanks."

"It's only $0.73."

"No thanks. I'm good."

"Ok, your total after not rounding up for xyz is $2.27."

What?!?! I'd never had that happen before, but it immediately made me think about this classic scene from South Park.

Guilt is such a powerful tool. It manipulates our emotions, which alters our decision-making process. My favorite part of the scene is when Randy lets guilt get the best of him, relents, and then gets guilted 10x harder. That's the thing about guilt. It's a ratchet that only turns in one direction. Once we submit to guilt, it only goes one way.

I'm sure xyz organization the convenience store advocates for is a wonderful organization doing wonderful work. But it's not where my heart or focus is. Would it be a big deal to round up to the nearest dollar to support this organization? No, of course not. It wouldn't move the needle in my financial life. However, if I'm going to bend to the guilt this time, what about next time? Or the time after that? What about a different context of my day-to-day life? What if, what if, what if. If I let guilt start overtaking my decisions, it will rob me of my intentional focus on the organizations I've hand-selected to support. And those giving decisions weren't made on impulse, like a rushed cash register transaction. They were intentionally thought out and meaningfully executed. The motives behind my giving are pure, honest, and genuine. There's no guilt, coercion, or mind games. It's just one family using the resources they're blessed with to serve others. That's how it should be.

This is where many people get tripped up in their giving. They get pressured, solicited, and/or guilted about so many different giving opportunities that it can take something powerful and special, and turn it into a negative experience to avoid. It can cause us to simply shut down. Or worse, fall into the guilt trap where our giving feels empty and soulless.

There's good news, though! You can reclaim your giving. You can reset the guilt. You can wipe the slate clean. Every month is a new opportunity to get intentional, clear, focused, and radical in our giving. It's never too late to start, and there's no better time than now!

Pain, Joy, then Pain Again

Have I ever mentioned how much I appreciate our readers? As much as I love putting ideas into the world, getting feedback from our readers is at the top of my list of coolest things ever. Each morning, when I get to the office and open my e-mail, there’s already a handful of responses from that morning’s post. If you want to join the fun, simply hit “reply” on the e-mail or leave a comment on the webpage.

Yesterday, I received a pretty awesome story from a reader that is an absolute must-share. He was responding to the post about my friend’s “$10,000 is my limit” comment, which was a reference to the maximum financial gift he would give someone in his life.

Here’s the story. This reader recently attended an estate planning workshop. At some point, the leader advised the audience to “Give beyond the point where it hurts, to the point where it makes us feel good.” This is a concept I talk about often. You know, the whole joy and sacrifice concept. If our giving doesn’t hurt, it’s not truly generous. The next part of his story is where he got me. The leader subsequently offered the reader a personal evaluation of his family’s giving. I’m going to quote my friend’s quote of this man’s quote: “You’ve given beyond the point where it hurts, to where it feels good, and now to a place where it hurts again.” Yes! And this is exactly where my friend wants to be. Heaping spoonfuls of joy and sacrifice.

If you’ve walked down the road of joy and sacrifice like my two friends above, you know exactly what they are talking about. If not, you may think we’ve all lost our minds. In a way, we have. We’ve thrown away society’s rules and norms. We’ve disconnected money and happiness. We’ve experienced, whether intentionally or accidentally, the pure joy that comes from sacrificial giving.

If you think buying a boat is fun, just wait until you lift up that struggling family experiencing immense financial struggle and barely putting food on the table.

If you think the new iPhone is cool, you should see how cool it is to send an exhausted couple on a little weekend getaway to recharge and experience some little luxuries they don’t get in their everyday life.

If you think it’s touching to watch your kids open up a mountain of presents from under the tree on Christmas morning, imagine what it would feel like to provide the resources for strangers to have a warm holiday meal (and a few gifts) who may not otherwise get to experience that part of the holiday season.

Here’s my challenge to you. If you’re already giving sacrificially, double down. Give to the point where it starts hurting again. If you’re in the camp where we sound like a bunch of lunatics, give it a shot. You can always stop if it’s not as amazing as I suggest.

"$10,000 is My Limit"

I recently had a conversation with a friend, and I can't shake it. He's a hard-working man, a grinder by every meaning of the word. I'm not sure how we got there, but he mentioned giving a $1,000 gift to someone in his life. This sparked a long and winding conversation about generosity, grace, gratitude, and faith. 

Until that moment, I didn't even know he was a faithful man. I hadn't known him that long, and this was our first conversation about things deeper than the usual surface-level topics. 

I don't know what shocked me more. Some of his stories about generosity, or his telling of how selfish, greedy, and self-serving he was in his younger days. And wow, he had some wild, unsavory stories about his younger years. But today? He speaks with a passion about generosity, helping others, and trying to live with faith. He mentioned concepts such as:

• Everything we have belongs to God.

• Giving makes us better people.

• The joy that comes from serving others. 

• Holding our money loosely and having faith. 

He had me on the edge of my seat. I wanted more! I wanted to hear more about how he used to be, what changed, and who he is today. 

One thing became glaringly evident: giving is part of his DNA. This is the beautiful thing about life, faith, and redemption. Regardless of who we are today, tomorrow can be different. That message hits a little too close to home for me. In my early-to-mid 20s, I was most certainly on a path to becoming a world-class selfish, materialistic, greedy jerk. But then, I changed. In some ways, the change was overnight, but in other ways, it happened over the course of years (or decades). 

One of my favorite moments during this conversation was when he shared his philosophies and practices around giving. At one point, he looked at me dead-eyed and clarified, "I have limits, though." Now he had my interest. Limits? What does that even mean? Luckily, I didn't have to ask. He continued, "$10,000 is my limit. That's the most I would just give to someone." 

A $10,000 gift is all he would just give to someone? Coward! What a penny-pincher! Ye of little faith. Haha! Just kidding. Wow! I loved how he laid out the boundary, and then immediately explained how the boundary is something utterly absurd that most people will never be able to relate to. Such a fun conversation!

Here's the good news for you. You can be just like my friend. Finding the humility, joy, faith, and growth in acts of generosity. Regardless of where you are or where you came from, you can experience the life-changing power of giving.

I have more good news. You don't have to give $10,000 to be like my friend. We aren't called to give as much as the next person. Instead, we're called to give from what we have, not what we don't have. Joy and sacrifice, sacrifice and joy. 

Spice-It-Up Challenge

When it comes to financial giving, most people fall into one of two camps:

1. It doesn't really exist

2. It's methodical and/or unemotional

I feel for those who don't have generosity in their lives. They don't know what they are missing! There's sincerely nothing better we can do with money than give it away. There are multiple reasons why people don't have giving in their life:

• It was never modeled for them

• They don't believe it's their responsibility to help others

• They'd rather spend it on themselves

• They are jaded because of a negative past experience

• They think they can't afford it

If you fall into one or more of these categories, I implore you to give generosity a chance. Giving will change our lives more than the recipients'. It will rock your world!

On the flip side, many people give, but do so methodically....and largely unemotional. They may have their giving on auto-pilot, or at least know where, how much, and when their gifts will be made. Giving is a regular (or semi-regular) part of their life, but it's not given deep consideration. Some give out of guilt, others out of a sense of obligation, and some for more noble reasons. Whatever this looks like, however, it doesn't usually play a significant role in their day-to-day lives. 

Givers, I think we need to spice things up a little. Giving should be the most enjoyable part of our financial life. If it's not, we're doing something wrong. I love that you give. Props to you for giving in the first place! But, and it's a big but, you deserve better! You deserve to find meaning, joy, and first-hand impact with your giving. You deserve to feel your giving.

So today, I have a challenge for you. Let's call it the spice-it-up challenge. Whatever day you're reading this, I challenge you to take $10 and find a unique way to give it away. It can be more than $10, but it doesn't need to be. How you use this money is up to you. Maybe it's a stranger you see at the grocery store, or the barista at your favorite coffee shop, or someone at church who's been struggling, or even a friend.

It can't be the same giving you always do. After all, this is the spice-it-up challenge......the name alone requires creativity and spontaneity. There are only a few prerequisites:

• It has to be unique.

• You have to care avou the purpose of the gift.

• You must be able to experience the impact of your gift (which may require anonymity). 

• It has to make you smile.

This is a beautiful act to practice. And just like anything else, we get better with practice. This has been a regular part of my life for about seven years. If I'm having a crappy day, I stop what I'm doing and find an opportunity to creatively give to someone. It never fails; that ALWAYS turns my mood around. 

Ready. Set. Go spice it up!

I Don’t Deserve Anything

I have a confession to make. Something recently triggered me. In my line of work, I bring empathy to the table. I have a ton of grace for people and endeavor to walk alongside them, no matter what they are going through. I've worked with couples teetering on homelessness, and couples with tens of millions of dollars. No matter where someone is in their journey, my mission is to serve them well, with compassion. For this reason, it's rare for me to get worked up. But it recently happened with a close friend. I regret getting triggered, so I thought the best way to process it is in front of thousands of people on a blog. So here we go!

It was a discussion about whether or not this Christian man (and his family) should sell their house and buy something better. By better, I mean 5,000+ square feet, indoor basketball court, amazing pool, private movie theater, and a myriad of other bells and whistles. Here's the part that triggered me: "She deserves it." By "she," he was referring to his wife, and by "it," he was referring to one of the nicest houses you'll ever see. 

"She deserves it." Does she? Really?!?! Does he? They can absolutely buy this house if they want to. There's nothing inherently evil about doing so. But where does deservedness come into play? 

When I think about my life, my family, and my journey, I don't think I deserve anything. I'm grateful for everything we have, but never in a million years would I take the posture that I deserve any of it. Yes, we work hard....but that doesn't mean I deserve it. Yes, we've made wise choices.....but that doesn't mean I deserve it. Yes, I can afford some things.....but that doesn't mean I deserve it. 

This isn't even my money to begin with. As a Christian, I believe everything I have is His. It's my job to manage it on His behalf. It's a responsibility and opportunity I don't take lightly. While I'm here, it will be managed well. When I'm gone, it will be given away for a greater purpose. 

But to deserve a massive house nicer than 99% of people in this country (or 99.99% of people worldwide)? That one triggered me. While we're on the topic of deservedness, I have a few alternative ideas. Here's a short list of people who deserve something:

• People all around the world who barely get enough food to survive. 

• Single moms fighting to make ends meet, barely hanging on. 

• Abused, neglected, and abandoned children who don't have guardians who love them.

• Traffic victims who are ripped away from their lives and forced into a sick and twisted reality.

• _______________ (your example here).

We have options. Sure, we can buy that huge house we want but absolutely don't deserve. That's on the table. Or we can use the resources we're blessed with to serve others. It's a weighty decision we each must make.