In the Zone

Today's post is a weird topic, but since it's my blog, I suppose I get to do that. I've recently been thinking about the idea of being "in the zone." It's a common concept in sports. It makes me think back to Michael Jordan and some of his dominating performances over his illustrious career. Though mine weren't as infamous as his, I vividly remember being in the zone a time or two in my basketball career. Notably, a 47-point game in a JV tournament when I was a freshman in high school. It was like a switch inside me flipped, and everything around me was in slow motion. It was still me, but it was a different version. Nearly 30 years later, I still remember those feelings like it was yesterday.

Last week, I was in a meeting with a friend. This guy is a very mild-mannered man. Soft-spoken, humble, and methodical with his approach. But something happened to him during this meeting. A switch flipped, and he became a similar but different person. He was in the zone. My jaw dropped. It was stunning to watch. In those moments, he was his very best self.

As 90s kid, I still love music videos. I often watch music videos at night before bed, especially from my favorite group, Twenty One Pilots. Recently, one particular live performance video has resonated with me. For context, these two guys are very soft-spoken. They interact with a playfulness and innocence. But something happens when they get on that stage. A switch flips, and they become a different version of themselves. I don't think it's an act, but rather something deep within them that gets turned on when the time is right. They are overcome with the moment and their work. I recommend you check out the video. It perfectly represents what I’m talking about!

My speaking career has been influenced by a lot of people, but none more than Twenty One Pilots's lead singer, Tyler Joseph. Watching him turn it on when he hits the stage has given me a blueprint of how I, too, can flip that switch when it's go-time. I think about this often, including the moments immediately before I step onto the stage. It's a way to get in the zone when the moment calls for it. There's no better feeling for me. It's raging nerves for 30-60 minutes, then a still peace in the minutes leading up to it, then it explodes into what is hopefully a powerful and impactful talk.

Are there moments in your life where you get into the zone? I'd love to hear about them. Mine are the absolute best, most impactful bursts of work for me, so I'm dying to hear what this concept looks like for you. Though much of our work can be mundane and uneventful, I hope you have these profound moments throughout your journey that remind you of what your best self looks like.

Weird post, but I dig it!

Some Seeds Are Hard to Water

When it comes to work, ministry, and life, I often think about the idea of planting seeds. Whatever we’re doing, we have the opportunity, responsibility, and possibility to make an impact in someone’s life. This concept is the basis of my friend Gary Hoag’s book, The Sower. I highly recommend this one, by the way! When we water seeds, we never know how they will turn out. Some will sprout, while others won’t. Some will grow small, and some will grow big. But either way, they don’t sprout right when you water them…..it takes time. All we can do is diligently water, pray, water some more, and wait.

Some seeds are easy and fun to water. For me, that’s my youth group kids, clients, family, podcast listeners, readers, and speaking audiences. Watering those seeds is truly one of the greatest privileges of my life and there are very few things I’d rather do. Like all seeds, I never know which seeds will sprout, or when, but I love the process.

Some seeds, however, are hard to water. Yesterday, I found myself engaged in a brutal online conversation with a stranger. By “conversation”, I mean I got publicly eviscerated by someone and I tried to treat them with love. Yet, as I did, they continued to eviscerate me. I shared some of this conversation with my Facebook friends, partly as a way to set an example for handling our online presence with civility and dignity, and partly to hold myself accountable for handling my online presence with civility and dignity. After sharing this, I was flooded with thoughts and feedback from friends. I want to share a portion of one with you. This is from my friend, Laura H., and it moved me deeply.

“Years ago, when I was still in active addiction, I was like this person. I was so miserable with my life and was living in the victim mentality; basically feeling as if the "happy" and "got it all together" people of the world were mocking me with their encouraging posts or lessons on how to be better. In my mind I was a lost cause and "you people" needed to see that. The reason I tell you this is that, even though my comments spewed hate and insults, I was still watching. I read/listened to that person's stuff for a reason. A seed was planted and how that person responded to me decided if that seed would be watered and grow. I know that sounds like putting a big responsibility on someone, but in all actuality, it's the same responsibility that God puts on them to be disciples and share His Word and His Love. Getting back a response that validated my feelings always gave me a twinge of hope in the midst of my darkness. And I wouldn't comment anything else, but I would watch them. And I'd see them continue to be that genuine person to everyone else they interacted with. That also watered that seed. We never know what someone is dealing with and a compassionate response, even when you're angry or hurt, can make more of an impact than you even know. In all seriousness, it could save someone's life; that small twinge of hope is so powerful.”

Thank you so much, Laura! I’m grateful for your wisdom and your friendship. I needed to hear this, and many others do, too. Some seeds are hard to water….but it’s worth it.

"But I Care!!!!"

I’m on the board of directors for multiple organizations, or as a few of my mentors call it, “too many.” For me, there’s something special about non-profit organizations. It brings together a collection of people with different skills and different experiences, each willing to donate a ton of time with absolutely zero to gain in return. There’s something pure about it, but at the same time, it’s oftentimes excruciatingly chaotic.

In a recent meeting, we were in a heated discussion about something. I don’t even remember what it was about, but the general tone of the conversation was about how it didn’t really matter so we should just move on. In the midst of the back-and-forth, my friend Alexa shouted out, “But I care!!!” Truer words have never been spoken. Alexa does indeed care…..a lot! She’s one of those people who pours herself into the various things she works on. She cares deeply, and none of her care involves herself. She’s truly a selfless servant who simply believes in the mission.

I don’t always agree with Alexa’s perspectives, but man do I respect her. I could completely disagree with something she says, but her conviction and passion alone are sometimes enough to sway me. Over the years, I’ve found that organizations with Alexas thrive, while organizations without Alexas oftentimes just muddle along. This world needs more Alexas. Passion, focus, selflessness, and generosity.

There are no prerequisites to be an Alexa. It’s not a certain education, experience level, set of relationships, or skill set. All that’s needed is a deep desire for better and a strong belief in the mission. If someone has that, it’s enough to drive change.

Find yourself an Alexa, or better yet, be an Alexa.

Words Are Free

I often refer to a Gallup statistic that 70% of Americans dislike or hate their job. This number is staggering, but always consistent with what I experience out in the world when I’m meeting with families. In fact, it feels rare when someone actually says, “yeah, I like my job.”

There are many reasons for not liking your job. The work, the organization, the mission, the hours, the co-workers, the pay……so many different factors. However, there’s one factor that overwhelmingly drives people’s relationship with their work. Their boss. I hesitate to call them leaders, because most of them they aren’t. They are just that, bosses. if you give someone the perfect work, organization, mission, hours, co-workers, and pay, they will still dislike or hate their job if their boss sucks.

Multiple times in just the last week, people have shared stories about how their boss didn’t say something. When the boss didn’t give them credit for a recent win. When the boss didn’t advocate for them. When the boss didn’t recognize their hard work and contribution. When the boss didn’t communicate something important that should have been talked about. In each of these cases, a few simple words would have made a world a difference. It’s a shame, too, as words are free. It doesn’t cost us anything to open our mouth and speak on behalf and in benefit of others.

Raising someone else up doesn’t lower us. But yet, so many of us aren’t using our words to lift others up. And in the process, we are putting up walls, pushing people away, and forcing them to look elsewhere for what they are seeking. Let’s use today as an opportunity to use our free words to make an impact. At home, at work, in public, and wherever else you find yourself.

Controlling What We Can Control

The world is a mess right now. War, political infighting, ongoing cultural battles, a faltering economy, and inflation……just to name a few components of said mess. It’s easy to feel like crap about it. We turn on the TV, only to feel angry, defeated, and helpless. When this happens, we often turn our attention to all the things we have no control over.

I talk to people every day who feel victimized and defeated by all that’s going on around us. They carry with them a sense of hopelessness and helplessness. I don’t fully blame them if I’m being honest. I can feel like that at times, too. However, we have to separate how we feel about it from what we do about it.

The way I see it, we have two choices to make. The first option is to raise the white flag and admit defeat.

• “I’ll never be able to get out of this debt”

• “I’ll be stuck in this job forever”

• “It’s impossible to make ends meet”

• “I’ll never be on the same page with my spouse”

• “Our government is making it impossible for me to get ahead”

• “Why bother trying when our country is imploding anyway?”

• “There’s no point in saving if I could be dead tomorrow”

These are all comments I hear on the regular. Each of them allows us to justify to ourselves to simply not try. After all, it’s not our fault…..so it’s not our responsibility to fix it.

Then, there’s the second choice we can make. We can let go of everything we can’t control, and lock into the things we can control. Getting control of the money I DO have. Paying off a little bit of debt this money…..then a little bit next month. Going to work and giving it everything I have each day. Grabbing a second (or third) income if I’m trying to close the income gap. Spending intentional time with my spouse to create unity and a shared vision. Choosing to make a positive impact on the people around me.

I’ll close with bad news and good news. Bad news: there are very few things in life we have much control over. Good news: we can spend the vast majority of our time, if we choose, on those few things. Every moment we spend worrying about what we don’t control is one less moment we have to spend on things we do control.

I hear ya on how bad things feel right now. It often feels like an unmitigated disaster. But today I’m choosing to let go of all the noise around me and simply focus on what I can control.

Things Old and Things New

Two big events popped up in my world this week.

A while back, I was approached by a mid-sized company to do some contract work for them to help reimagine and recreate one of their key operational tools. I really enjoyed the project. In a lot of ways, it felt like a throwback to some of the work I did in my former career (which I left nearly 4 years ago). I’m using skills I previously acquired, exercising experience I gained from past work, and injecting ideas/principles I’ve been developing for the last decade. The work has also stretched me and forced me to learn new things in order to execute. To be honest, I really enjoyed it. On the heels of a very successful rollout of the new tool this week, the company asked if I’d be willing to do more work with them. When I asked how much of my bandwidth they were looking to acquire, they responded, “up to 60 hours per week.” It gave me a good chuckle. While that certainly can’t happen, we’re working on the details and I’m excited to spend some more time with them.

Yesterday was also a weird day. I had a few meetings that fell completely outside of my expertise. Through a business venture I’m involved in, I found myself in the middle of a deep dive into an unfamiliar industry, meeting with seasoned experts in a field I honestly didn’t even know existed. It was a humbling experience, to say the least. My main role was to bring my area of expertise to the table and know what questions to ask along the way. I was very much out of my element, but I was able to add value by being there (despite being the dumbest person in the room). These meetings have the potential to open up some really fun doors and positively impact a lot of people (to be discussed in a future post). Though all this is exciting, it feels intimidating and overwhelming.

A common thread persists through these two unrelated stories. Everything we’ve been through, learned, and done prepares us for the next thing. Our experience, education, influence, relationships, resources, and skills. None of these things go to waste. Sure, we may leave a job or a career to do something different. But these things don’t die when we shift. Rather, we’re able to put them to a different use. I also recognize the importance of doing new things. It would be easy to stay in a very narrow lane, keep it simple, and do only what I’m comfortable with. However, I find the most growth, excitement, and fulfillment when I push myself outside my comfort zone and do something scary. I never want to in the moment, but I’m always glad I did. It’s how we move forward and it’s how we make a difference.

Appreciate the old and use it for the new.

All It Takes is One

While recently giving a talk, I couldn’t help but notice two people in the audience who were talking to each other and laughing…..for nearly my entire talk! This isn’t uncommon, unfortunately. Every audience includes people who seem disengaged at best, and disruptive at worst. It’s easy to dwell on these people, as they stick out like a sore thumb. There were times in the past when I definitely would have been consumed by them.

Then, something happened that changed everything for me. There was one particular talk where a few audience members were especially disrespectful and disruptive. I dwelled on this for months, wondering if I was so boring that someone would disregard me altogether. Maybe six months after the talk, I received a letter in my business mailbox. It was from someone who had attended that talk. Their handwritten note explained how my talk completely changed the way they view work and money, and they just wanted to thank me for making a difference in their life.

Wow, all this time I was focusing on the wrong people. Instead of focusing on the disengaged few, I should have focused on those who were willing to be impacted. It’s hard, though, as our impact isn’t always visible. It happens behind the scenes, oftentimes long after we pass through someone’s life. If there were 200 people in that audience, knowing that even one person was positively impacted made it worthwhile for me. We’re never going to impact everyone……we may not even impact most. But if we put ourselves out there, do the hard work, and aim to serve, we will most certainly impact someone in a meaningful way. Sometimes we will learn about it, sometimes we won’t. In this particular situation, I received the privilege of learning about it. Ever since that day, I’ve been able to keep this dynamic in perspective. I’m not for everyone, but I’m for someone.

You’re not for everyone, but you’re for someone. You have an impact to make today! Not on everyone, but on someone. Many may disregard you, but someone will be transformed because of you. You may find out about it, but you might not. All it takes is one. Go serve that one!

Hopping Into the Delorean

Nearly every time I start working with a new client, they make the statement, “I wish someone would have shown this to me when I was younger.” This comes out of the mouths of people in their 50s, 40s, 30s, and even late 20s. Almost without fail, people have this moment when they realize how much better their financial life or career would be had they implemented some of these ideas earlier in life. My moment came when I was 28 years old. I was still pretty young, but I had already made multiple life-altering financial mistakes. If only I could get a do-over!

Unfortunately, none of us can hop into our Delorean, accelerate to 88 MPH, and tell our younger selves the secrets of a better way. On the other hand, we actually do! We all have young people in our lives who we love. I think about my youth group kids, nieces, friends’ children, and other friends who are (much) younger than me. “I wish someone would have shown this to me when I was younger.” We may not be younger, but these other people are! Each of us has an opportunity to help shift the life trajectory of the young people in our lives. Even just one little conversation could be transformational for their journey. Words are free and words are powerful.

I’ll leave you with one story. Several years ago, I was paddling a canoe in the Minnesotan wilderness with a young man I had just met the day before. We used that opportunity to get to know one another. We talked about sports, family, passions, dreams, and probably a whole lot more. I really enjoyed that time with him, but I don’t have any significant memories of that particular conversation.

About 12-18 months later, out of the blue, I received a thank you card in the mail. It was from that same young man! in it, he explained how that conversation in the canoe changed his life. I shared ideas, encouragement, and advice that would go on to fundamentally shift the way he perceived his money and career. The rest is history, as they say. To me, it was a casual conversation. To him, it was so much more. I love that guy and I’m so proud of him! He’s now like a little brother to me and one of the great blessings of my life is to watch him thrive. Words are powerful and words are free.

Hop into the Delorean and bless those young people in your life! It will change their lives…..and possibly yours as well!

Wanna Be Like Mike

When I was a kid, I remember watching and re-watching an epic Gatorade commercial featuring Michael Jordan. Here’, I’ll jog your memory:

Everyone wanted to be like Mike, and so did I! After all, he IS the GOAT! Eventually, though, I realized I probably wouldn’t be all that much like Mike. My growth spurt stopped at 5’9”, I entered my 40s, and my jumper is a tad (ok, a ton) rusty. I suspect my NBA dreams died before they had a chance to flourish. I’ll take that one up with my therapist.

I have so many fond memories of that Mike, but today I’m talking about a different Mike. This Mike is a high school teacher with a passion for young people. He spends his livelihood equipping teens to be good stewards with their money and careers. He’s a connector, a leader, and an encourager. The last part is where I want to focus today. Mike is a masterful encourager. I’ve seen it with his students and I’ve experienced it first-hand. This guy went from stranger, to acquaintance, to friend, to brother in a matter of about six months. Every time I see him, he’s exploding with energy, has an insightful idea for me to consider, and somehow lifts me up. Even a 30-second interaction with him makes my day better.

When I’m feeling fatigued, doubtful, or defeated, Mike seems to pop out of nowhere with the best encouragement. He often seems like my biggest cheerleader, but I suspect others would say the very same thing about him. That’s why I wanna be like Mike. He has a gift, and he uses it to make this world a better place. In some ways, I feel like I do some of these things, too……but someday I hope to do them as well as Mike does. That’s the impact people like Mike can have. Their mere presence in other people’s lives has the power to multiply that very spirit of love and generosity. What a gift!

When I used to wanna be like Mike, it meant hitting a soul-crushing buzzer-beater over Craig Ehlo’s dome. Today, when I wanna be like Mike, it means I want to make an impact on those around me, creating a multiplying and lasting difference in this world.

Nothing is Thrown Away

Nearly four years ago, I stepped away from my 15-year career in commercial real estate. It was an awesome career, and to be honest, I miss it some days. Everyone assumes I walked away from it disillusioned and angry, but I didn’t. There is probably an alternate reality where I happily spend another 10-15 years in that role.

After my resignation was announced, I received a LOT of feedback from my colleagues. Mostly good, a few bad, and a lot of curiosity about my thought process and next steps. A few people made a comment that stuck with me for months, “you’re throwing away your career.” Ouch!

At the time, even I wondered if I was throwing something away. After all, I built up skills, experience, influence, and relationships over more than a decade. But then, something happened. Sarah and I were on a long flight home from a trip to Asia. I shared with her my dream of writing, but also confessed I hadn’t written for maybe 17 years. It was going to be a train wreck of a process, but I would give it the ol’ college try. I spent a large portion of that 16-hour flight writing on my laptop. To my shock, the words flowed from the tips of my fingers and onto the screen. What the heck!?!? How could I feel this comfortable writing if I hadn’t written in nearly two decades? That’s when it hit me! In my career, a big chunk of my job was to communicate with my overseas clients…..over e-mail. You know, writing…..

Nothing is wasted. Not my skills, experience, influence, or relationships. I didn’t throw any of it away. It all matters. I may have left that previous career, but all those other things came with me. I get to keep those forever. I get to use all the things I acquired and apply them to the next chapter in my journey. I laugh sometimes when pieces of my old career intersect with my new career. Once I started to be aware of it, I noticed it happening daily. So much of what I did and learned in my previous career helps me each and every day. I’m grateful for that.

Someone needs to hear this today. If you make a big shift in your life, you aren’t throwing something away. You’re merely taking it with you and applying it to the next thing that matters. Your previous impact will be the springboard to your upcoming impact. You got this!

40 is the New 0, Revisited

What’s up, fam!?  It’s been a hot minute since publishing a blog post, if 9 months can be considered a hot minute.  As always, life throws unexpected curveballs.  One such curveball was the release of our podcast, Meaning Over Money.  Just like that, we’re more than 40 episodes in.  

---

A while back, I published a piece titled “40 is the New 0”, which was a reflection on my friend Dan turning 40.  Since that time, I met a similar fate by hitting the big four-oh.  I’m typically not fazed by birthdays, and they usually seem inconsequential to me (16, 18, and 21 not withstanding).  This one got me, though.  Much to my despair (then eventually delight), my wife threw me a surprise 40th birthday party in July.  Lots of my favorite people were there, and we had a blast.  A few minutes in, there was this moment when I walked into my friend’s garage and saw a big banner reading “Happy 40th Travis.”  Honestly, this was the moment it hit me…..“oh crap, I’m 40!”  It was a surreal moment, and one that hit me harder than I would have ever anticipated.  Fortunately for me, I recovered quickly and have acclimated to my new next-decade status.

As I reflect on that day, I can’t help but think about the blog post I wrote about my friend Dan turning 40.  When I see the number, it feels old.  However, I then take a step back and realize I’m just getting started.  Looking through the lens of my working adult life, I’m 17 years in, with hopefully another 50 good working years left in me.  In other words, I’m only about 25% done with my career.  25%!!  Using a basketball analogy, the first quarter just ended and I’m preparing for the second quarter to begin.  In my basketball career, it always seemed to take me a bit to get into the flow of the game.  I was always a starter, so I usually played the first 6-7 minutes.  Sadly, I rarely shined during this stint.  Coach would take me out towards the end of the first quarter where I’d get a breather and hop back into the game a few minutes into the second quarter.  That second quarter stint is where I would shine.  I don’t know why, exactly.  Maybe I had worked out my nervous energy, or had adapted to what the defenders were throwing at me, or just finally worked my way into the rhythm of the game.  But for whatever reason, my best production was always after the first quarter.

So here I am in life, coming out of the huddle between the first and second quarter.  That first quarter felt pretty good.  I spent 15 years in commercial real estate, investing on behalf of clients all over the world.  I found my faith, and developed ways to use my unique gifts to serve the Kingdom.  I’ve been married for 11 years, most of them good (full transparency: those early years sucked!).  I’ve been a high school youth group leader for the last 8 years…..talk about a humbling experience!  I’ve been on boards for many non-profits.  I’ve spent the past five years parenting my two little boys, Finn and Pax (again, humbling!).  And lastly, I’ve spent the past two years building my company.  What started with a desire to walk alongside families one-on-one has expanded into speaking, writing, a video course, YouTube, and now podcasting.  It’s been a wild ride.  Just like my basketball days, this first quarter felt bumpy as I was trying to get acclimated to the game.  I had nervous energy, I was trying to adapt to what life was throwing at me, and was trying to work myself into the rhythm of the game.  

So here I am, starting the second quarter of my career.  Just like basketball, I believe this is where I will start to shine!  How does 40-year-old me compare to that energetic, wide-eyed 23-year-old kid who graduated college and thought he was going to take over the world?  

• Today’s me has far more self-awareness than that young guy ever did.  In fact, I don’t think that young guy knew who he was at all. 

• Today’s me has far more skills than that young guy.  That’s what happens after nearly two decades of repetition, hundreds of books, endless podcasts, dozens of conferences, and other types of training. Looking back, I’m not sure what skills that young guy even had.

• Today’s me has far more experience than that young guy.  Skills are important, but pale in comparison to experience.  The only thing that can give us experience is, well, experience.  Failing over and over and over.  Encountering new situations, new problems, new opportunities, new challenges, new battles, new fears, and new (you fill in the blank).  Experience changes us, and that young guy had none.

• Today’s me has far more relationships than that young guy.  That’ll happen when you work alongside others, play alongside others, travel alongside others, serve alongside others, mentor others, and be mentored by others.  Quality relationships are a foundation for a fulfilling life.  I’m not sure how many that young guy had, but wow, today’s me is beyond blessed with relationships that make life worth living.  

• Today’s me has far more resources than that young guy.  This one is probably obvious.  Coming out of college, I had three things to my name:   1) a few thousand dollars, 2) a car I couldn’t afford, and 3) a mountain of debt.  In other words, not only did he have no resources, he actually had negative resources.  Today’s me is blessed with lots of resources thanks to making some very counter-cultural financial decisions in my late 20s after experiencing the profound pain caused by the Great Financial Crisis.  

• Today’s me has far more influence than that young guy.  Frankly, I’m not sure that young guy had any influence.  He couldn’t influence his way out of a wet paper sack.  Today’s me is just in a different place.  Influence seems to be woven into all the areas of life, from my coaching, to speaking, to social media, to the various forms of content we produce, to the many organizations who reach out for advice, to the boards I have the privilege of serving, and to the countless young people I have the honor of mentoring.  

With all that being said, I can’t pass up on this opportunity to criticize, ridicule, and call out the FIRE Movement (never let a good opportunity go to waste!).  If I were to follow all these FIRE pharisees, I would be at the point in life where I’m trying to finish out my selfish pursuit to hoard enough money to wind down this stupid working stuff.  Lean FIRE, Fat FIRE, Barista FIRE…..or whatever other dumb hoarding statuses we should be achieving.  Pack it in and go ride off into the sunset, where I would coast out the remaining years of my life by milking off the assets I’ve been selfishly hoarding all these years.  To me, this sounds like one of the most pathetic and selfish lives we can live.  

What’s the alternative, you ask?  The alternative is to embrace this opportunity.  To realize today’s you probably has more self-awareness, more skills, more experience, more relationships, more resources, and more influence than you’ve ever had before.  And time!  So much time.  Most of us today will likely live into our 90s, meaning the majority of people reading this still have many decades left.  You have two choices on what to do with it.  One path would be to continue to race towards the retirement finish line, where you can live a selfish life of leisure, enjoying the fruits of your hoarding labor.  The other path is to embrace the opportunities and challenges ahead, knowing the impact you’ve made in the prior season of life will pale in comparison to what’s coming.  Each and every one of us has the power to change this world.  But that power comes with a choice:  use it confidently and boldly, or sheepishly and selfishly walk away. 

““Each and every one of us has the power to change this world. But that power comes with a choice: use it confidently and boldly, or sheepishly and selfishly walk away.””

Sadly, most people will choose to walk away.  After all, the idea of living a life of leisure while coasting through as much of life as we can sounds awfully appealing.  Travel, golf, beaches, and all the other stereotypically better-than-work activities.  There are days where that even sounds appealing to me.  But then I remember something.  True fulfillment, true joy, and true happiness aren’t products of leisure.  They are products of meaning, which can only come from creating impact on others and pursuing meaningful work.  

Rest is great!  Sitting on the beach?  Love it!  Taking time off to relax with friends and family?  So good!  Traveling to fun places?  Not much better than that!  But we weren’t meant to make these things the center of life.  We were meant to do good work……and find ways to incorporate these rejuvenating endeavors into our life.  

---

I can already see the hate mail coming, and I know what 80% of them will say:

“You need to enjoy life, Travis!” – Yeah, life is awesome!  Doing meaningful work makes life better…..much better!  In fact, I would argue the juxtaposition of hard work and rest creates a beautiful illustration of what it looks like to live a life of meaning.  Work without rest will result in fatigue, burnout, and eventually failure.  That doesn’t mean work is bad!  Alternatively, rest without work will result in loss of meaning, erosion of creativity, and a drain in our spirit.  Once in a while, my wife and I will go out for an amazing meal.  We spend weeks looking forward to it, anticipating what the experience will be like, and finally savoring the moment together. Part of what makes it special is it’s not an everyday occurrence.  If we had that meal every day, eventually it would taste like peanut butter and jelly sandwiches.  Rest is much the same.  When we work hard and pour ourselves into creating impact on others, that rest feels so much sweeter.  If that rest becomes life itself, it loses its sweetness.  It would become the lifestyle equivalent of peanut butter and jelly sandwiches.  

“Travis, the goal isn’t to stop working…..it’s to do work I enjoy” – Awesome!  I love that, but why does that require you to grind for years (or decades) at a job you hate, selfishly hoarding money along the way?  Why don’t you pursue that meaningful work tomorrow?  Or better yet, today!?!?  Behavioral scientists have proven over and over money doesn’t cause happiness once our basic needs are met.  If that’s true, why are we diving head-first down the path of hoarding?  If we’re faced with a decision between meaning and money, we should ALWAYS choose meaning.  Instead, most of us pursue money, falsely believing meaning is on the other side of the money.  Believe me, I’ve tried!  I’ve been to the other side of the mountain, and I’ve returned to tell you there’s no meaning over there.  In fact, it can be a sad and desolate place.  I need to be real, though.  It can be a sad and desolate place filled with big houses, fancy cars, high-tech gadgets, and extravagant travel, but a sad and desolate place nonetheless.  This sounds like an impossible contradiction, but some of you know exactly what I’m talking about.  You’ve been to the other side of that mountain as well.  Welcome back!

“!#&# you, Travis!!!” – Noted.

“It’s possible to have both meaning and money.” – Yes, you’re correct.  But here’s a secret.  You can’t have both by pursuing money.  When you pursue money, you may actually win and end up with money….but there will be a gaping hole in your heart where the meaning should live.  However, you can have both if you pursue meaning.  Often, when we pursue meaning, the money will follow.  Why?  Because when we pour our heart, our soul, our energy, and our time into something we deeply care about, it’s much more likely we will succeed.  I call it doing the right thing for the right reasons.  Just pursue the meaning and let God sort it out.  When we do that, so much richness can be experienced in life.  I can take or leave the riches, but the richness is what I crave.  

---

One last thought for my Christian friends.  There’s no scenario where true Christianity and FIRE can coincide.  By definition, FIRE is seizing control of your life (and finances), become independent, and requires you to selfishly hoard (i.e. not be generous) in order to get there.  By definition, Christianity is relinquishing control of your life (and finances), remain dependent upon Him, and requires you to generously pour yourself into the world every step of the way.  If we are giving joyfully and sacrificially, there’s no way for us to ever reach FIRE.  

As I wrap up my reflection on turning 40, I hope I’ve either inspired, empowered, encouraged, offended, or infuriated you.  I’m ok with any of these outcomes, but I hope it moved you, nonetheless.  More than anything, I pray you find your meaning, and use however many years God blesses you with to pursue meaning work and create impact on others.  

40 is the New 0

A few weeks ago, one of my close friends turned 40. I’m not one to buy guy friends birthday cards, but c’mon it’s 40!! So I bought him a card and started writing. I’m totally paraphrasing here…..mostly because I can’t remember the exact words I wrote. I had bad news and good news for him. The bad news: he’s old. I have the creative freedom to tell him things like that since I’m quickly running up on that milestone as well. He’s nearing half a century old. He’s been living his adult life longer than he lived his pre-adult life. But here’s the good news: he will soon be wrapping up the 40 least impactful years of his life. Yes, you read that correctly. Those were the 40 least impactful years he’ll ever have. During those 40 years, he had a cool childhood, crushed the high school sports game, went on to play collegiate athletics, got married, found a career, had kids, found a better career, raised kids, all the while growing in his faith and his relationships. But yet those were the 40 least impactful years of his life.

As I think about his journey and his life, I can’t help but think about my own. After all, I too am nearing the big four-oh mark. And as I sit here in my late 30s - not “old” like him - I can’t help but think about how amazing the future looks. In a lot of ways, everything we’ve been through is just a training for everything we’re yet to do. All the experiences, all the learning, all the successes, all the failures. Each one building on top of the last. Day by day, block by block. The time goes by so fast! I don’t know about him, but I feel like I was playing high school basketball just last month. I feel like I was moving into that college dorm room just last week. And I feel like I was starting my first adult job just yesterday. It just goes by so dang fast.

So here he is, beginning his 40th year. Today, he has more relationships, more experience, more knowledge, more resources, more wisdom, more confidence, and more purpose than at any point in his life. His starting spot for the next 40 years will be better than any other time in the history of his life. That’s a perspective we don’t often talk about. We live in a culture that says we should be racing to the finish line known as retirement. We should run as fast as we can. Do whatever we need to do to accelerate the process and fall over that finish line so we can start to live the life we want. In fact, there’s an entire movement bubbling up in our culture around this concept. It’s called FIRE, which stands for “Financial Independence Retire Early.” On the surface, what they advocate for is really good: financial independence. Making good financial decisions, getting out of debt, and living with margin so our finances aren’t a burden in our day-to-day life. But the problem is it gets twisted around and taken to another level by glorifying retirement…..and even worse, the-earlier-the-better. I spend a lot of time in the personal finance social media world……and see a lot of this content. I cringe often, as I know so many people are going to be so disappointed when they hoard, hoard, and hoard, only to realize one day no amount of money or “independence” will truly make them happy. There’s something so important missing from the equation: meaning. Just last week, I stumbled upon a young lady’s social media account where she talked about scheduling a retirement date in her calendar 8 years from now……she’s 29 today. Her singular focus is to save (er, hoard) as much money as possible for that next 8 years and hang up the briefcase at the old age of 37. Don't worry, though, she said she still wants to maintain some hobbies to keep her occupied once she retires. Even sadder, there were dozens of people dropping comments to applaud her, encourage her, and celebrate her goal. She obviously gets to do what she wants, and I certainly don’t have the relational equity in her life to try to directly influence her. My prayer for her is that she finds something that inspires her, angers her, and fuels her towards a deeper meaning and a mission worth pursuing. If not, we will all suffer, as we won’t get to experience all the amazing influence and impact she could have had on this world. It will be stolen from us, and from her, and repackaged as an idealized life of leisure. And our culture will rejoice.

We often hear stories about the old man who worked his whole life, only to die 8 months after he retired. We look at that story and we use it to perpetuate this notion that “we need to hurry up and retire so we can enjoy life, or else we miss our chance.” But what if we have it backwards? What if this man’s passing wasn’t a terribly-timed coincidence, but rather the consequence of losing meaning? After all, these stories aren’t rare…..they repeat over, and over, and over. Someday, I believe some really smart scientists are going to prove my notion correct, and it’s going to shake our understanding of our retirement culture to the core. After all, this is America….and we’re all trying to achieve the American dream: grind away at a career we can tolerate, procure a bunch of nice stuff, retire as soon as possible, and live a life of leisure with whatever time we have remaining.

As for my “old” 40-year-old friend, he’s just getting started. The game is just beginning. Never before has he had more more relationships, more experience, more knowledge, more resources, more wisdom, more confidence, and more purpose than he has today. The last 40 years are going to be a joke compared to what’s in store for him and the impact he’ll surely make on this world. I look forward to writing the follow-up piece to this when he turns 80, where we can assess whether I was right or wrong. I’ll still be the young guy in my late 70s, mind you! Until that day comes, I’m going to keep doing what he’s doing. I’m going to wake up every day, full of purpose and meaning, excited to do what I’m about to do today, and do it every day until I physically or mentally can’t do it anymore. It won’t be perfect, and there’s going to be pain, and I’m most certainly going to fail, but I wouldn’t want it any other way. The next 40 years are going to be awesome! After all, 40 is the new 0, as they say.

An Open Postcard to My Kids

To fully understand the context, this was written on 4/9/2019, on a bumpy plane ride, in the waning hours of a 22-hour work day. I was weary, excited, overwhelmed, scared, anxious, and probably half-awake. Despite all that, it’s my favorite thing I’ve ever written…..and it’s finally time to share.

---

I travel a lot. Personal. Professional. Missional. I love traveling, but man do I ever miss my family when I’m gone!! I love the food, the hotels, and the sights…..but I miss the hugs, the giggles, and the snuggles. Seeing new things always gives me a rush, but nothing is compared to the rush of getting my kids out of bed each morning.

When I became a parent, I knew I would still be traveling a lot. I was ok with that, but I also wanted to find a way to show my kids they are always a priority. Since the very first time I had to leave those cute little babies, I have made a conscious effort to get them a postcard from each and every city I’ve visited. I always write on the card to tell them how much I miss them, and perhaps share a funny story about something that happened to me on the trip. They are too young to understand these postcards right now, but someday I hope they come to cherish these little cardboard time capsules.

Tonight, I find myself on the way home from Fort Lauderdale. This trip wasn’t particularly eventful, aside from it being a day trip and I’ve been up since 3AM. What sets this trip apart is the fact I’m planning to resign from my career tomorrow. Stepping away from a job I’ve had for nearly 15 years. Walking away from the only thing I’ve known in my entire adult life. Not leaving some crappy, meaningless job. I’m leaving an amazing job that is probably one of the coolest jobs in the world. A job that I could only dream about back in my college days as an aspiring investment professional.

As I began writing on their postcard, I realized I have far too many words for this little cardboard square to handle. There are so many things I want to tell them tonight…….

---

Finn and Pax,

I took a day trip to Fort Lauderdale today. I didn’t think you’d even notice I left, but Mom told me Pax was really upset that I wasn’t home this morning. Something about him sitting on the stairs pouting and shouting nonsense. This story was equal parts hilarious and sad….I just wish I had a video clip of it!

This is a special trip for me. Not special like all my Middle East trips, Southeast Asia trips, NYC trips, or the ones where I get to experience once-in-a-lifetime events. Special because tomorrow I am going to leave my job.

I wish I could tell you that adults don’t get scared. I wish I could tell you everything always works out exactly the way we think it will. I wish I could tell you it’s always easy to make the decision you know in your heart is right. Unfortunately, that’s not the case. Most things worth pursuing in this life are going to be scary, it’s not going to go exactly how you think it will, and it’s not going to be easy. Honestly, though, that’s what makes life awesome!

If I were to make a different decision tomorrow, life would probably look a lot different for us. Money would never be an issue for us. We would never go without. We could buy you everything the world says you deserve. We could go on amazing and exotic vacations. We could live the life so many believe is the recipe for happiness and the definition of success.

But here’s the truth: you deserve better than all of this. You deserve better than a big house, fancy cars, a private education, mountains of gifts, and exotic vacations. Here’s what you deserve:

• You deserve a father who is fully present, fully patient, and fully loving. I will never be perfect, but I promise to be the best version of me I can be.

• You deserve to see what it looks like for a man to boldly follow God’s calling in his life, no matter how scary or counter-cultural it may seem.

• You deserve to learn money doesn’t buy happiness, but rather happiness comes from love, faith, and contentment.

• You deserve to witness what it looks like to follow your dreams, live with passion, and trust that God is ultimately in control.

• You deserve to see (and feel) first-hand what sacrificial generosity in the face of financial uncertainty looks like.

• You deserve to experience what a united mom and dad team can accomplish if they honor God and honor each other.

• You deserve the freedom and encouragement to find your gifts, talents, and passions, and learn how to use them to serve God’s kingdom.

• Lastly, you deserve someone in your life who will model these behaviors and decisions with their actions, not just their words.

Someday when you’re old enough, I hope you’re proud of me. I hope you see how God worked through this decision and this situation. I hope a time comes in your life – a scary and important time – when you too get to make a decision that will forever change the trajectory of your life. Not a decision for the pursuit of worldly wealth, or power, or respect, but rather a decision for the pursuit of God, your dreams, and your passions.

I love you guys, and believe it or not, you inspire me more than I will ever be able to inspire you. Thank you for that!

Daddy

“If I were to make a different decision tomorrow, life would probably look a lot different for us. Money would never be an issue for us. We would never go without. We could buy you everything the world says you deserve. We could go on amazing and exotic vacations. We could live the life so many believe is the recipe for happiness and the definition of success. But here’s the truth: you deserve better than all of this. ”