It's Like Riding a Bike

"It's like riding a bike." I use that phrase all the time. It's one of the most tried and true principles of human behavior. I've been saying this phrase for years, but it took on a new life a few years ago when my boys were learning to ride a bike. There was lots of anger, tears, blood, and frustration. Then, like the flip of a switch, they knew how to ride a bike.....and the rest is history.

Our church has a tradition of rallying all the volunteers for a team huddle 30 minutes before the first service. There, someone shares a few announcements and a short message/story, then closes in prayer. It's a great way to start the day. I had the privilege of doing yesterday's message. To my surprise, several people approached me afterward to compliment me on it (including our head pastor, whom I deeply admire). I've given this mini-message lots of times, but don't usually get that much feedback.

Here's the kicker: I was asked to do the message about 90 seconds before the huddle started. The person who was supposed to do it couldn't, so the leader asked me to step in. I was happy to do it and exhilarated with the idea of creating a message in under two minutes. It was one of the highlights of my day.

That's not naturally who I am, though. 10 years ago, the mere idea of talking in front of 50 people, in any capacity, would have made me vomit. Five years ago, I could have done it, though I would have done so with a fair amount of anxiety and would have needed a few days to prepare myself. Two years ago, I could have done it with an hour's notice. Today, I can figure it out in less than 90 seconds and go into it excitedly. It's like riding a bike. Truly. Repetition matters. Repetition of speaking in front of an audience and repetition of creating. When I write seven blogs and record two podcasts every week, finding ideas and bringing them to life becomes second nature. At first, it was tough, but now it's just what I do. It's like brushing my teeth in the morning. Or getting dressed. Or maybe, just maybe, it's like riding a bike.

I believe in this principle so much, and it applies to many areas of our life. I see it with my clients all the time. I ask them to do things well outside their comfort zone and expertise. At first, it's difficult. Then, after more repetition, something clicks, and it becomes second nature. It's like riding a bike! Whether it's budgeting, investing, communicating with your spouse, building a new skill, creating that new business, or putting your ideas into the world, you're just a handful of repetitions away from an entirely new reality. A reality where you confidently step into the areas that are important to you. It's like riding a bike.

Rick Rubin on Creativity

“The goal of making art is not to show you just what everybody else sees. It’s to see what’s possible. And what’s possible is radical. It’s like we’ve built a very small world for ourselves with our reason…..We’ve learned what’s possible and what’s impossible. And if we accept what’s possible and what’s impossible, we can’t go beyond. If the Wright brothers accepted it was impossible for man to fly, we still wouldn’t be flying. All of the great revolutions that have happened, have happened because someone believed in something that everyone thought was impossible.”

I’m not a fan of interview-style podcasts, but in a rare move, I took some time yesterday to listen to a conversation between two of my favorite people, author and thought leader, Malcolm Gladwell, and legendary music producer, Rick Rubin. The entire conversation was centered around the idea of finding creativity. Not creativity in the sense of creating an amazing song or a literal piece of art, but rather the creativity we each have in us. I never used to think of myself as creative……the opposite, to be honest. However, over time I’ve realized creativity is one of my strengths and passions. It just looks different than the creativity brought forth by some of my friends’ more traditionally creative endeavors.

The above quote was from Rick Rubin, speaking of the importance of unlocking creativity in each of our journeys. This is the quote that locked me into the episode. It affirmed so much of what I think and how I think, but it set the tone for what would be a goldmine of a conversation to come. The world needs our creativity and will most certainly be a better place if we can muster the courage to share it with others.

If you can find 68 minutes of time in your day, whether you’re running errands, going on a run, road-tripping to see family, or mowing the lawn, I highly recommend you give this one a listen (Apple / Spotify). I could type for hours about some of these ideas, but my words would be doing their words a disservice. I’ll let them speak for themselves!

Generosity Capers

Ca-per (noun): an activity or escapade, typically one that is illicit or ridiculous.

One of the breakout sessions in the Celebration of Generosity Conference yesterday was titled, Generosity Capers. In it, they talked about the importance and impact of creating unique giving opportunities. Capers come in all shapes and sizes. Some capers are expensive, while others are cheap. Some capers are planned, while others are spontaneous. Some capers benefit friends, while others benefit strangers. Some capers are complex, while others are simple. Some capers are serious, while others are silly. Some capers involve cash, while others involve goods or services.

A large tip for the waitress. An anonymous utility bill payment for a struggling colleague. Inviting a friend on a trip, then paying for them. Unexpectedly mowing your neighbor’s lawn while they are gone for the weekend. Surprising a loved one when a service member returns early from a deployment……those always get me! All examples of generosity capers. The possibilities are endless, and we’re only limited by our creativity.

I frequently talk about this topic on the podcast (including our recent episode 220), but I never had a name for it. Now I do! They are called generosity capers! This is one of my favorite forms of giving. Yesterday’s session convicted me of a few things when it comes to generosity capers:

1) They matter more than I realized, and there’s a whole army of people perpetrating them.

2) I need to get even more ridiculous in my execution.

3) I need to do a better job bringing others into my capers.

As part of the session, they created their own caper. In the printed materials handed out to us, one person had a little sticker hidden in it. That person was surprised to receive a Chic-fil-A delivery, scheduled to arrive in just a few minutes (yes, during the session). That wasn’t the caper, though. Earlier in the day, the session leader reached out to Chic-fil-A’s manager and specifically asked them to hand-select who would make this delivery. The manager chose a single mom who had recently experienced a lot of life. This is where it gets good. The session leader communicated to us that the plan was to surprise the delivery person with an unexpected cash gift (we’ll call it a handsome tip). The gift was going to be “in the four figures.” Then, the session attendees were invited to participate if they desired. People all around me were ripping out their wallets and frantically scanning Venmo QR codes to submit their gifts.

About 10 minutes later, in comes the delivery. It was a somewhat awkward situation to hand-deliver a sack of yummy chicken in front of a crowded hotel ballroom, but she came rolling up with a smile on her face. A woman in our group shared some encouraging words with the woman, then prayed for her. Then, a man handed her a check…….$5,000!!!! She looked stunned. “That’s a big tip,” she exclaimed with a shaky voice. She couldn’t quite find the words, but her eyes spoke humility and gratitude. The energy in the room was amazing and I’m so grateful to be part of such a gesture.

Generosity capers, man! New name, same great taste. Generosity always wins!

* stay tuned for some absolutely ridiculous capers, coming soon.

Giving What You Have: PTO Edition

In multiple posts, I’ve mentioned the words of my wise friend, Gary Hoag. “Give what you have, not what you don’t.” This simple saying has changed my perspective on life, as it has for countless others. When the topic of generosity comes up, people are quick to highlight all the things they don’t have. But everyone has something to give. We just have to each recognize what we’re blessed with and decide to share it with others.

This idea hit full speed today as I was chatting with a friend. My friend has been dealing with significant and scary medical issues. I’m sure it’s taken a toll emotionally, mentally, physically, and financially. It’s been a brutal journey and there’s no way around it. This situation has caused my friend to miss a lot of work recently. Luckily she has PTO (personal time off - i.e. paid vacation time), which has been a blessing. Unfortunately, her bank of PTO hours is waning, and more time off will most certainly be needed. Knowing this, their family has been preparing the finances to take unpaid time off to navigate the weeks ahead.

Recognizing this and also caring for their friend/colleague, her co-workers decided to step up. In a very creative idea, they volunteered to donate some of their own PTO time to their struggling friend, meaning their sacrifice allows her to get additional time off without losing her pay. I couldn’t have loved this story more! These people have zero obligation to her, surely have their own issues at home (financial or otherwise), and could have just kept doing what they were doing. But they didn’t! They had something to give, and gave it!

Such a beautiful model of what generosity looks like. They gave what they had, not what they didn’t. I hope you find some creative opportunities this week to share what you have.

New Beginnings

For nearly two decades I’ve wanted to run a website and publish my writing. I’m not sure what has stopped me in the past. Perhaps it was the busy of life, or not having anything to say, or believing nobody cared what I had to say, or maybe because I was simply lazy or scared. As the saying goes, the best time to start was 20 years ago…..and the second-best time to start is now!

This website is one of the many new beginnings my family has experienced in this season of life. About three months ago, I stepped away from an amazing career in institutional commercial real estate investing. It was a dream job, it paid well, it was fun, and it allowed me to see the world. But God gave me a new dream. Today, I wake up each and every day with a burning desire to help people win with money. Not so they can become wealthy and swim around in their pools of money like Scrooge McDuck, but rather so they can live out the life God has called them to live. For some it means changing careers to joyfully use their gifts and passions for a purpose, for others it means staying home with their babies, for some it means to open up the floodgates of generosity, and for many it simply means to ease the tension money and finances have put on their day-to-day life.

I’ve found a few ways to serve others with these gifts. The first is through offering professional financial coaching for families looking to improve their financial life. Some people are doing ok and looking to do good, while others are doing good and looking to do great. These are people with purpose, with passion, and with the dedication to create real change so they can live the life God has called them to live. Each and every one of them are heroes in my book! This professional part of my life will also involve speaking, workshops, podcasting, and writing.

I’ve also been blessed with an opportunity to serve my local church – The Ridge in Ankeny, IA (suburban Des Moines) – by launching a formal financial ministry. In this ministry, we hope to raise up a team of leaders who can help people honor God with their finances. Through teaching, speaking, coaching, and workshops, we want to serve the people of our church with love, compassion, and truth. Check out this link to learn more about what we’re doing at The Ridge.

This brings us here, to this blog. Every time I push something into the world, whether it be on FB, IG, or Twitter, I ask myself one simple question: “why am I doing this?” If the answer is anything but “to entertain”, “to educate”, or “to inspire”, I simply hit delete and move on with my life. I want to add value in all that I do, and never want it to become about me. So with this blog, I hope to entertain, educate, and inspire those who desire to live a better life. A life with purpose. A life they will one day look back on and be proud of. If you are one of those people, I hope you find value in this blog and continue to read, engage, and share.

Thanks, and here’s to new beginnings!