Today is the Youngest Day of Your Life
I had the privilege of speaking to a youth group last night, and not just any youth group. It's the same youth group I participated in as a leader for ten years. I was invited to speak on the topic of integrating our faith with our finances. Overall, it went fantastic. The kids were engaged, interactive, showed me lots of love, and even laughed at my dumb jokes (pity laughs still count!).
We covered topics including the behavioral science of money and happiness, the importance of being a good steward, avoiding debt, and finding a healthy balance between spending, saving, and giving. I hope it moved the needle. I hope someone's life was impacted by my talk. I hope a trajectory will be altered in some way. I hope my heart and insight landed well. I may never know for sure, but I'll trust....and have faith.
One of the adult leaders approached me afterward and said the magical line I hear more than any other: "I wish someone would have taught me this when I was 16. It would have saved me a lot of mistakes and regrets." Oh, so true! I wish I had that as well!
I have a bit of a bad news, good news situation. If you're 45 years old, I can't dump you into a DeLorean, speed up to 88 MPH, and take you back to your teenage years. It's too late. I can't go back, and you can't go back. We are where we are. Our past is our past, our mistakes are our mistakes, and our regrets are our regrets.
Now, it's time for the good news. Today is the youngest day of your life. You'll never be this young again. It's the youngest you'll ever be. Therefore, perhaps today is the day you make some changes. Pay off debt. Get on a budget. Start giving generously. Transition to the work you're called to. Start investing. Build an emergency fund. Save for that dream trip.
Here's what I don't want for you. I don't want the 85-year-old version of you to say, "I wish I would have done ____ when I was 45. I was so young then."
No, you might not be 16 anymore. Or 25. Or 30. But you are where you are, and it's the youngest you'll ever be. If that's true, you might as well get started now.
Happy youngest day of your life. Let's get started!
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