Yes, Too Simple
I ran into a friend at a coffee shop yesterday. It was good to see him, but he had a bone to pick with me. He wasn't actually mad at me, but he did have a problem with yesterday's post. "The thing that bothers me about your content is that you oversimplify things." That was the best compliment I received all week! It made my day!
Here's my beef. Personal finance is typically treated like some sort of above-people's-heads, MBA-level rocket science. In fact, the entire financial industry is constructed that way to convince people they need to hire outside help (you know, the experts!). They are masters at taking simple things and making them complicated. On the flip side, my entire mission is to bring it back the other way and simplify the things that have been artificially made to seem complicated.
Would you believe the buddy I mentioned above is in the financial industry? What a coincidence! Meanwhile, I received a bunch of messages from current and former clients who affirmed the simplicity of implementing yesterday's idea. They said it felt weird at first, but once they recalibrated their life around this new mode of operation, it finally made their finances easy to navigate. Boom!
Simplify, simplify, simplify. If it doesn't seem too simple, it means it's not simple enough yet. I don't know about you, but I have far more important and meaningful things to do in my life than spend my time, energy, and worry on complex finances.
If you're interested in simplifying your finances and need some ideas on where to start, we just published a seven-part series on our Meaning Over Money Podcast called 101 (episodes 405-411). In it, we tackle some of the most foundational topics in personal finance and get back to the basics. Topics include:
If any of these sound interesting to you, check them out. They are 100% free and can be found on Apple, Spotify, or wherever you listen to podcasts. If you know someone in your life who could benefit from them, please consider sharing.
I hope you have a meaningful and SIMPLE day. Always remember, you have far more important things to do than spend all your time and energy dealing with your finances. Simplify!
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